I was just looking through my finances today and was remembering the past. It's a dangerous thing remembering the past at times. My circumstances have changed a little bit over the years. I used to take home after taxes $1,000 every two weeks when I worked in the call centers. I still have quite an assortment of check stubs. Even had a good 401k, etc. It could be much, much worse. Half a loaf is better than no loaf at all as the old saying goes.